Why You Need It and What It Covers
Owning an RV is about freedom—the ability to explore the open road, visit breathtaking landscapes, and create lasting memories. But just like a car or home, an RV is a valuable asset that requires protection. RV insurance ensures that your investment is covered against unexpected damages, accidents, theft, and liability claims.
In this article, we’ll explain what RV insurance is, what it covers, and why every RV owner should consider it before hitting the road.
What Is RV Insurance?
RV insurance is a specialized policy that provides financial protection for recreational vehicles, including motorhomes, campervans, and travel trailers. Since RVs function as both vehicles and living spaces, their insurance needs go beyond standard auto coverage.
Depending on your policy, RV insurance can cover damages, liability, and even personal belongings inside your motorhome. Whether you’re a weekend traveler or a full-time RVer, having the right coverage can save you from major financial headaches.